Long live cheap shower gel
For the past two years, we have tried to live as frugally as possible. Some people might think we’re absolutely crazy in our thriftiness, but it has served us well. Recently, I reflected that one of the things we have saved money on is shower gel. Yes, shower gel. I know some would laugh about [...]
Get discounts on utility bills with direct deposit
Living within your means can be very difficult if your means are already limited. Furthermore, if you have bills that are paid quarterly, it can sometimes be hard to plan ahead when you have emergencies. We’ve found that if we know in advance what our utilities payments are, it helps us to plan better.
Shared ownership and rent-to-buy with HomeBuy scheme
When I hear news about the housing market, it triggers a Pavlovian response in me. Having rented for the past 7 years, I want to be able to own my own home again. But how will I be able to do this? As I’ve mentioned previously, we don’t even have a credit history, so we’ll [...]