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Britain on a tight budget

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Long live cheap shower gel

By Thrifty on June 19, 2010

For the past two years, we have tried to live as frugally as possible.  Some people might think we’re absolutely crazy in our thriftiness, but it has served us well.  Recently, I reflected that one of the things we have saved money on is shower gel.  Yes, shower gel.  I know some would laugh about [...]

Posted in Daily Living | Tagged brand name, cheap, frugal, saving money, shower gel | Leave a response

Get discounts on utility bills with direct deposit

By Thrifty on February 16, 2010

Living within your means can be very difficult if your means are already limited.  Furthermore, if you have bills that are paid quarterly, it can sometimes be hard to plan ahead when you have emergencies.  We’ve found that if we know in advance what our utilities payments are, it helps us to plan better.

Posted in Money matters | Tagged budget, covenience, direct deposit, discounts, monthly payments, Utilities, utility bills | Leave a response

Shared ownership and rent-to-buy with HomeBuy scheme

By Thrifty on January 5, 2010

When I hear news about the housing market, it triggers a Pavlovian response in me.  Having rented for the past 7 years, I want to be able to own my own home again.  But how will I be able to do this? As I’ve mentioned previously, we don’t even have a credit history, so we’ll [...]

Posted in Home and Housing | Tagged HomeBuy, housing authority, rent to buy, shared ownership | Leave a response

Why is credit rating important?

By Thrifty on January 1, 2010

We are in need of another car again.  And we don’t have the money to get another one yet.  We’ve considered getting a personal or car loan but the interest rates are too high.  Plus, our bank is not likely to give us a loan because we do not have a very long and active [...]

Posted in Money matters | Tagged credit card, credit history, credit rating, interest, loan sharks, loans | Leave a response

Train cheaper than bus, sometimes

By Thrifty on December 16, 2009

It never used to be the case, but it seems that for short distances the train is cheaper than the bus. Recently, I had to travel in to Haywards Heath from Burgess Hill. The local bus company charge GBP 3.70 for an adult return fare, and children travel for GBP 2.40 each. I went ahead [...]

Posted in Travel | Tagged bus, train | Leave a response

Travelling via train and bus with PlusBus

By Thrifty on December 4, 2009

I’m a regular train traveller and recently discovered PlusBus.  It’s an economical way to travel via bus in addition to train.  It was great because I had to take a side trip one day, which meant I was unable to use my regular train route. PlusBus is available at various towns across England. For around [...]

Posted in Travel | Tagged bus, PlusBus, train, Travel | Leave a response

Getting a refund on your tax disc

By Thrifty on August 17, 2009

If you are getting rid of your car and you’ve already paid your taxes on it, you can get a refund on the unused portion of the tax.  However, you need to do this as soon as possible.  We found this out too late and lost two months’ worth of taxes when we left our [...]

Posted in Cars and Driving | Tagged DVLA, refund, scrapping vehicle, SORN, tax disc | Leave a response

Free WiFi in Uckfield

By Thrifty on August 9, 2009

If you are mobile near Uckfield in East Sussex and need to jump on the Internet then we’ve found the connection in the local Costa Coffee in the main street is very reliable. In fact, we prefer this Costa to the one in neighbouring Haywards Heath largely because it seems more spacious and less noisy. [...]

Posted in Internet | Tagged Costa, East Sussex, free internet, free parking, free wifi, uckfield | Leave a response

Chicken Dinner for Under a Pound

By Thrifty on July 27, 2009

I’ve spoken before about Morrison’s supermarket and some of the ways they can help when trying to live on a tight budget. However, last week I discovered another. I popped in to our local Morrison’s at 8:30pm, a half hour before closing time, for a loaf of bread. I got the loaf and then headed [...]

Posted in Eating | Tagged cheap food shopping, Morrison's, save money | Leave a response

Get discounts when you buy foods close to expiration date

By Thrifty on June 10, 2009

Those who enjoy finding ways to cut corners have probably already discovered this method – buy foods on a short date.  Yes, especially now, when they are discussing changing the “Best by” and “Use by” dating system. Many supermarkets have a scheme in place, where they offer foods on a short date at incredible discounts.  [...]

Posted in Shopping | Tagged best by date, discounts, expiration date, food, health, safety, Shopping, short date, use by date, waste | Leave a response

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Recent Posts

  • Long live cheap shower gel
  • Get discounts on utility bills with direct deposit
  • Shared ownership and rent-to-buy with HomeBuy scheme
  • Why is credit rating important?
  • Train cheaper than bus, sometimes
  • Travelling via train and bus with PlusBus
  • Getting a refund on your tax disc
  • Free WiFi in Uckfield

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